Health Insurance, Life Protection and Retirement Strategies!
HealthCare and You LLC Insurance Agency, is a Health, Life and Retirement Wealth Solutions Company. We provide bold health insurance options for individuals, families, small business owners and their employees.
HealthCare and You also provides unique life insurance strategies that deliver excellent living benefits, lifetime retirement income and flexible death benefits.
Our agents are appointed by most major health insurance carriers. HealthCare and You agents are also certified by Covered California, Affordable Care Act compliant and we are experts at crafting affordable health insurance solutions that deliver a wall of coverage and reduced out of pocket medical expenses
HealthCare and You has designed a variety of hybrid Small Business Health Insurance Solutions and Modified Group Healthcare Insurance Plans. HealthCare and You health insurance solutions combine health insurance with managed employee health insurance services. Our costs saving employee health insurance solutions deliver better health benefits, increased plan choices, personalized service, lower premiums and reduced administrative costs. The savings as compared to traditional group health insurance plans are substantial as much as 60%.
HealthCare and You provides professionally managed group health administrative options such as (HRA) Healthcare Reimbursement Arrangements for Groups, (PRA) Premium Reimbursement Arrangements, (FSA) Flexible Spending Account, (POP) Premium Only Plan, (DCAP) Dependent Care Assistance Plan, Section 105 HRA for Self Employed and 125 Cafeteria Plans. These options offer additional cost reductions when implemented in conjunction with group health insurance plans. We also offer ERISA compliance solutions.
Our proprietary cloud based Employer Insurance Benefit Technology allows us to build a small business health insurance benefit profile in minutes, adjust input calculations on the fly and deliver an accurate healthcare cost savings estimate in minutes. Let’s see how much your company can save!
HealthCare and You provides a complete wall of protection strategy that includes, a unique combination of supplemental, life insurance and/or annuity products that provide substantial compounded potential annual yield, no loss protection, increased cash flow, liquidity, tax reduction, decreased debt, income for life, living benefits and flexible death benefits.
Our goal is to show our clients that healthcare, wellness and life protection is single related process. HealthCare and You believes that this journey starts at adulthood, continues throughout life, from starting a family, turning 65, retirement and end of life. Our solution is a partnership with our clients that starts with health insurance, but includes strategies that help them successfully navigate this journey and ultimately reach their retirement goals.
Let us give you a quote and receive a $10,000 Accidental Death Insurance Policy FREE.
“Our mission is to provide real world insurance solutions that improve the quality of life for our clients.” Ron Harris, President
Our experienced staff members can outfit you with tailored solutions for:
Hybrid Small Business Health Solutions and Insurance related services such as Group HRA, Section 105 HRA for Self Employed, 125 Cafeteria Plan, or ERISA compliance are available nationally.
Our agents serve, Southern California
Carson, Compton, Costa Mesa, Downey, Gardena, Hawthorne, Hermosa Beach, Inglewood, Irvine, Lakewood, Long Beach, Los Angeles, Palos Verdes, Redondo Beach, San Pedro and Torrance
Though we are a California based health insurance agency, we have affiliate agents practicing and licensed in states across the US.